---
title: "Free First-Time Buyer Cost Planner"
description: "Free PDF for UK first-time buyers: every cost of buying your first home on one page, stamp duty worked out for common prices, and a timeline from offer to keys."
url: https://housemaths.com/first-time-buyer-planner/
publisher: House Maths (https://housemaths.com)
editor: Daniil Shumko
note: General information about UK property, not financial advice. Check the dated figures against the sources listed.
---

Free PDF for first-time buyers

# The First-Time Buyer Cost Planner

The deposit is only part of it. This planner puts every cost of buying your first home on one page, with the stamp duty already worked out, so you know what you need and when.

[Get the free planner](#get)

-   **Every cost on one page** Deposit, stamp duty, legal fees, searches, survey, mortgage fees, removals and the things people forget.
-   **Stamp duty already worked out** England & NI, Scotland and Wales at common first-home prices, so you can read off your number.
-   **Your First Home and LISA, in brief** The new 20% equity loan and the Lifetime ISA rules, with the dates and limits that matter.
-   **A timeline from offer to keys** What gets paid when, so the money is ready on the right day.
-   **Questions to ask** For your conveyancer, lender and surveyor, so nothing is a surprise on completion day.

General information, not financial advice. Your First Home is announced, with the first loans expected from April 2027.